Find every subscription you forgot, and cancel it in minutes.
Submo reads your statement and finds every recurring charge (including the ones you stopped noticing), then shows you exactly how to cancel each one.
Takes about a minute · Free to start
Monthly spend
$154.90
Your subscriptions
12 active
Netflix
Standard · monthly
$15.49
Spotify
Premium · monthly
$11.99
ChatGPT Plus
monthly
$20.00
renews in 2d
iCloud+
200GB · monthly
$2.99
Disney+
yearly
$79.99
Tracks every service you subscribe to
How it works
Three steps to take back your money
Find every charge
Connect your inbox or upload a bank statement, and Submo surfaces every recurring payment, including the ones you forgot about.
See what renews & when
One clean list and a calendar of upcoming renewals, so a charge never surprises you again.
Cancel in seconds
Get the exact cancellation steps for each service. No support-page hunting, no hold music.
Hidden subscriptions add up fast.
Nearly three-quarters of people say recurring charges are easy to lose track of, which is how a service you stopped using keeps billing you. Submo makes them visible.
$219
a month is what people actually spend on subscriptions
$133
of that is more than they thought they were paying
42%
stopped using a subscription but forgot they were still paying
Source: C+R Research, Subscription Service Statistics (2022), 1,000 US consumers
Features
A sharp, calm money tool
Not a bubbly fintech toy: everything you need to see, control, and cut your subscriptions.
One list
Every charge you pay for, on one screen
Submo pulls recurring payments out of your statement or inbox and totals them honestly, including the ones you'd have sworn you cancelled last year.
- Your real monthly and yearly totals
- Grouped by category, so the pattern is obvious
- Duplicate and forgotten trials flagged
Total every month
$154.90
Netflix
Standard
$15.49
Spotify Premium
Individual
$11.99
ChatGPT Plus
monthly
$20.00
Adobe CC
All Apps
$59.99
Ahead of the charge
Know what renews before the money goes
A renewal you find out about from your bank statement is a renewal you've already paid for. Submo tells you while you can still do something about it.
- A calendar of what lands, and when
- Reminders before a card gets charged
- Trial-ending alerts, which is where the money actually leaks
This month
4 renewals
Spotify renews on the 4th
$11.99
Netflix renews on the 12th
$15.49
The hard part
Cancellation steps that match how you actually pay
Where you subscribed decides how you cancel: a Netflix subscription billed through the App Store can't be cancelled on netflix.com. Every guide covers each route separately.
- Direct, Apple, Google Play, Amazon, Roku: each written out
- What happens to your access and any refund
- The retention traps, named before you hit them
How to cancel Netflix
3 min · every billing route
Billed through the App Store? Cancelling on netflix.com won’t stop the charge. You have to do it in iOS Settings.
- 1Open Settings on your iPhone and tap your name
- 2Tap Subscriptions
- 3Pick Netflix, then Cancel Subscription
Access continues until the period ends
Bank & inbox detection
Upload a statement or connect Gmail: Submo finds the recurring charges.
AI money advisor
Ask what to cut and why, and get a plan to lower your recurring spend.
Price-rise alerts
Services raise prices quietly. Submo tells you when one of yours does.
Private by design
Statements are parsed and never stored. Your data stays yours, full stop.
Coverage
20 services, written up properly
Every guide covers each way the service bills you (direct, Apple, Google Play, Amazon) plus what happens to refunds and the traps that leave people still paying.
Also tracked by Submo
SpotifyApple MusicClaude ProiCloud+Google OneDropboxHeadspaceCalmStravaDoorDash DashPassNYTimesNotionCanvaLinkedIn Premium
No written guide for these yet, but Submo still finds them on your statement, tells you what they cost, and warns you before they renew.
Top-rated · 100k+ users
Loved by people who stopped overpaying
People spend $219 a month on subscriptions: $133 more than they think. Two in five have stopped using something and kept paying for it anyway.
5 cancelled in a day
“I had no idea how many subscriptions I was still paying for. Submo helped me cancel five in one day.”
PPriya R.
Paid for itself on day one
“If you subscribe to anything, you need this. It seriously paid for itself on day one.”
MMarcus T.
3 forgotten charges found
“Three charges I completely forgot about. Gone in two taps.”
SSofia L.
Set up in under a minute
“Setup took under a minute and it pulled in every recurring payment. Clean, no clutter.”
DDani K.
Part of a monthly check-in
“It’s become part of my regular money check-in. Super easy to use.”
JJames W.
Every charge accounted for
“I can see exactly where my money goes each month now.”
AAylin D.
Takes about a minute · No card to start
Pricing
Start at an intro price
The average member finds $47/mo in forgotten subscriptions. Full access included. Cancel anytime.
Weekly
Intro offerthen $4.99/wk
- See every subscription in one place
- Renewal reminders before you’re charged
- Guided, step-by-step cancellations
- Bank statement & inbox detection
- AI money advisor
Questions, answered
Connect your inbox or upload a bank/credit-card statement. Submo scans for recurring charges and builds one clean list. Statements are parsed on our server and never stored.
Both ways are available. Every service has a free step-by-step guide you can follow yourself in a couple of minutes. Or, for a one-time notice fee, Submo composes a formal written cancellation notice, sends it to the provider on your behalf, and gives you a dated copy to keep. For new members, that purchase also starts a 3-day free Submo trial that renews at $19.99/month unless cancelled; the terms are shown before payment. What Submo never does is sign in to your account — we don't ask for your password.
Yes. We never sell your data, and statement files are processed in memory and discarded. You stay in control of what you connect.
Yes. Submo is a web app, so it works in the browser on your phone, tablet, or computer. Sign in and your account is there.
Anytime, from Account. If you cancel during the free trial you won’t be charged.
Still deciding? It takes about a minute to see the list.
Take back your money in about a minute.
Find your hidden subscriptions and stop losing money to charges you forgot about.
Free to start · Cancel anytime