What your subscriptions
really cost
Tick what you pay for. See the total this month, this year, and over the next decade — at today’s prices and at the rate these services have actually been raising them.
- Prices verified August 2026
- Rates from 28 documented price histories
- Runs in your browser
Video streaming
1 of 8Live TV
3Music & audio
1 of 5AI & software
1 of 9Shopping & delivery
6Gaming
2Fitness
1News
1Something we don’t list
A gym, a newsletter, a work tool you pay for yourself — add it with your own figure. Nothing you type here leaves your browser.
3 subscriptions
$52.98/mo
$635.76 a year
- If prices keep rising
- At today’s prices
- At today’s prices
- $6,358
- If prices keep rising
- $7,227
- $869.80 more than you’d budget for
- Averaging +2.6% a year across your stack — $70.75/mo by year 10.
- Invested instead, at 7%
- $9,170
The invested figure is a hypothetical for scale, compounded monthly. Not a forecast, and not investment advice.
Most people miss two or three.
US list prices. One of your picks has no documented increase and is held flat. See how each price has moved.
Why we show two futures
Every other subscription calculator multiplies today’s price by the number of months. That answer is only right if prices never move, and prices move constantly: across the services we track, we have documented every increase back to 2011.
So the second figure compounds each service at its own documented rate — the compound annual rate it has actually raised prices between its first recorded price and the last month we verified. Disney+ has run far hotter than Spotify, and a stack weighted toward video ages very differently from one weighted toward music. A service with no documented increase is held flat rather than lent the average, because “we have never seen this one rise” is information, not a gap to fill.
Every rate traces back to a sourced timeline you can check yourself on the price history pages. List prices are for new subscribers on a named plan and exclude promotions, bundles, ad-supported tiers and taxes — so this is a close estimate of a stack like yours, not a reading of your statement.
Rates from real history
Each service compounds at the rate it has actually raised prices, derived from its documented price history — not a flat inflation guess.
Nothing leaves your browser
No account, no storage, no request. Tick what you pay for and close the tab; we never see any of it.
List prices, stated as such
Every figure is a US list price for a named plan, re-verified monthly, with the limits spelled out rather than buried.
Questions about the numbers
- Where do these prices come from?
- They come from the price data Submo already publishes and re-verifies every month. For the 28 services in our price indexes, the figure is the current US list price for a named plan, last checked August 2026. The rest are typical US list prices taken from our cancellation guides.
- Why is the ten-year number higher than today's price times twelve?
- Because subscription prices rise. The second projection compounds each service at its own documented rate of increase — the rate it has actually raised prices across everything we have on record, not an assumed rate of inflation. Services with no documented increase are held flat.
- Is this what I actually pay?
- Not exactly. These are list prices for new subscribers, so they don't account for promotional pricing, annual discounts, bundles, ad-supported tiers, taxes, or a legacy plan you were grandfathered into. Treat the total as a close estimate of a stack like yours, not a reading of your statement.
- Do you store what I select?
- No. The calculator runs entirely in your browser. Nothing you tick or type is sent to us, stored, or attached to an account, and the page works without signing in.
- What does the invested figure mean?
- It shows what the same monthly amount would grow to at an assumed 7% annual return, compounded monthly. It is a hypothetical included to give the total a sense of scale. It is not a forecast, not a promise of any return, and not investment advice.
- How do I find every subscription I'm actually paying for?
- Submo scans a connected inbox or an uploaded bank statement for recurring charges and builds the list for you, including the ones people forget. You can also work through it by hand — our guide to finding subscriptions covers the manual checks.
The ones you forgot cost the most
A calculator can only add up what you remember. Submo finds the rest — scanning a connected inbox or an uploaded statement for every recurring charge — and gives you the steps to cancel the ones that stopped earning their price.